The HFA was created for the purpose of addressing a housing shortage in the County by stimulating the construction and rehabilitation of housing through the use of public financing.
The HFA currently offers four first mortgage options with rates as low as 4.99% (actual APR to be disclosed by the lender). Down payment and closing cost assistance is available with three of the four loan options in the form of a grant. For more information, see the Single-Family Program Page. For more information, see the Home Ownership Program page.
The HFA currently has bond capacity available to provide financing for the development of rental properties, which meet certain income and rent restrictions. For more information, see the links to the Application and Multi-Family handbook on the Rental Programs Page.